Toledo Roofers: Article About Storm Damage and Insurance
The structure of a roof depends on a number of components, including the trusses or roof support as well as the outer deck. The deck forms the platform or foundation on which shingles, tiles or other roofing materials are installed.
Question and answer courtesy of Toledo roofers Johnson Roofing: If some damage isn't covered by the insurance company, is it still important to have it repaired immediately?There are many different types of homeowners insurance policies. After a storm, some homeowners discover that what they thought was covered is not actually a part of their policy. It is important to know what type of insurance coverage one has. Leaving roofing repairs for another time can put the entire roof at risk. Water leaks are common, and missing shingles or tiles can leave the roof vulnerable to further damage.
Every year, thousands of homeowners face the inconvenience and frustration that comes with storm damage. The important thing to remember is that this damage is often covered by homeowners insurance. However, it is crucial that a homeowner follow the right procedure in order to file an insurance claim.
First and foremost, homeowners who have roof damage should not attempt any repairs prior to consulting with their insurance provider. The insurance company will need to inspect the damages in order to determine what is covered as well as the amount of the settlement. While it can seem like an unnatural thing to do, homeowners need to leave the damage as it is until the property has been inspected by an insurance adjuster.
The next thing a homeowner might want to consider is having an experienced roofer with them during the inspection. Toledo roofers can help make sure that all aspects of the damage are noted by the insurance adjuster. Additionally, this will give the roofing contractor an opportunity to assess the damages and provide the homeowner with an estimate for roof replacement or repairs.
After the insurance company has had an opportunity to inspect the damages, they will make a determination regarding the amount of settlement. While waiting for the settlement from the insurance company, a homeowner can make his or her determination regarding a roofing contractor.
roofers from Johnson Roofing of Toledo OH would be happy to answer any question you have about roof repair or residential roofing.
It is important to choose a quality roofer with experience providing all types of roofing services. After a storm, it is not unusual to be approached by unscrupulous roofers looking for new customers. Any contractor one considers for home repairs should be fully vetted before being hired.
Once a settlement has been reached with the insurance company, a homeowner can start the process of getting their roof repaired or replaced. A professional roofing contractor will be able to provide the necessary roofing services. In some cases, only a section of shingles might be missing. It is possible to have shingles installed in just this one area. However, it is important to make sure that there is no damage to the roof deck.
Water leaks, as well as rotting and deterioration of the deck, are common problems when damage goes undetected. A reputable roofing company will be able to inspect the roof for signs of hidden damage prior to determining the best course of action. Additionally, a roofer who is experienced and has a good track record for providing quality service will typically be able to provide the best results.
