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Toledo Roofers: Article About Extended Roof Warranty Ins and Outs

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Whether purchasing shingles and other roofing materials through a retailer or for installation from Toledo roofers, the option for extended coverage can make choices difficult. There are many in the industry who advise against extended warranties at all and recommend putting that money toward a better grade of roofing material. Nevertheless, the added coverage is the right choice in some scenarios.

There are three basic types of warranties: implied, basic and extended. Implied coverage is the protection afforded to you by federal, state and local laws. Basic warranties are the coverage provided with the product at no additional charge. Extended warranties extend that coverage and the terms. Acquiring this extended coverage requires meeting certain requirements, such as a buy-in, a particular installation method or contractor certification.

Manufacturer warranties are different than contractor guarantees. Protection from the contractor usually begins where the warranty ends and covers labor, which warranties often don't. If you have shingles with a manufacturer defect that leads to leaking, the manufacturer will replace those shingles, but you may not be covered for new underlayment and labor. However, if you have a guarantee as well, the roofer many install those shingles for you at no charge and replace the underlayment.

roofers from Johnson Construction of Toledo OH would be happy to answer any question you have about roof repair or siding.

When considering an extended warranty, there are four important points to consider: extent of coverage, term, renewal and transferability. Read the fine print concerning coverage, and note not only what is directly covered but what is indirectly covered. Underlayment covered for damage due to a leak caused by a shingle defect is an example of indirect coverage.

The term is the length of the coverage. An allure of extended coverage is that it extends to or even exceeds the maximum life span published by the manufacturer. Term is an important aspect of evaluating the value of a warranty. You need to project repair costs over that period and compare that to the cost of acquiring the coverage.

Renewal is an option to pay more in order to extend the term. A manufacturer may offer extended coverage for 30 years for a shingle with a 30-year life span maximum. You may choose to purchase that coverage for just 10 years. If after the end of that decade you want to continue the coverage, a renewal option would let you extend it at a price similar to what you paid initially.

Another common option is transferability. If you sold your house, the option of transferability would let you transfer the extended coverage to the new owner. Transfer of coverage usually requires a transfer fee but can make your home more appealing to potential buyers.

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